Founded in 1962, Western Funding has been an innovator in the auto finance industry for over 60 years.
Since its inception, Western Funding has designed its programs to build a business partnership with its dealers by offering a Portfolio program. This concept provides dealers with both an aggressive up-front check or advance, and the opportunity to earn additional money for performing portfolios.
Western Funding will be expanding its offerings to participating dealers via both the Portfolio program and a Purchase program, enabling full credit spectrum financing.


This program provides the opportunity to get paid three times instead of just once! With Western Funding’s unique Triple Pay Program, dealerships can earn up to 81% of every customer payment and maximize their profits. The Triple Pay Program allows dealers the opportunity to build a portfolio of accounts and increase profitability from each deal.


